Build credit with

Rent

Use recurring expenses to boost your credit score instantly with Perch.

Quick & Easy Setup

Start your credit building journey in as little as 5 minutes

Automate credit building

Increase your score month to month without changing your lifestyle

Keep all your data safe

We secure all sensitive information using 256-bit encryption

Build credit with
subscriptions

Perch allows you to build your credit using your recurring expenses like Netflix, Hulu, Spotify, and Apple Music.

Build credit with rent

Report up to 24 months of past rent payments to instantly increase your score.

Our Investors

We're backed by some of the world's most notable investors.

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Safe. Fast. Free.

Safe

Supported by Transport Layer Security (TLS) and military-grade encryption.

Fast

See a reflection on your credit score within 30 days.

Free

We believe credit building shouldn’t cost you.