Rent
Use recurring expenses to boost your credit score instantly with Perch.

Quick & Easy Setup
Start your credit building journey in as little as 5 minutes
Automate credit building
Increase your score month to month without changing your lifestyle
Keep all your data safe
We secure all sensitive information using 256-bit encryption
Build credit with
subscriptions
Perch allows you to build your credit using your recurring expenses like Netflix, Hulu, Spotify, and Apple Music.
Build credit with rent
Report up to 24 months of past rent payments to instantly increase your score.

Safe
Supported by Transport Layer Security (TLS) and military-grade encryption.
Fast
See a reflection on your credit score within 30 days.
Free
We believe credit building shouldn’t cost you.